Terms & Conditions and Privacy Policy
for
"NRB Excel"

Terms & Conditions

NRB Excel

These Terms & Conditions ("Terms") govern your access to and use of the NRB Excel application and related services.

To use this application, please read and accept the terms & conditions and the privacy policy stated below.

By accessing or using NRB Excel, you agree to be bound by these Terms and conditions.

1. Use of the Application

NRB Excel is an internal performance monitoring and reporting platform designed for authorized users of NRB Bank PLC. (DBL).

You agree to use the application only for lawful purposes and in accordance with organizational policies and applicable laws.

2. User Eligibility

Access to NRB Excel is restricted to authorized employees, officers, or designated personnel approved by DBL.

You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted through your account.

3. User Responsibilities

By using NRB Excel, you agree that you will:

• Provide accurate and complete information
• Not misuse, reverse-engineer, or attempt unauthorized access
• Not share login credentials with others
• Not upload false, misleading, or unauthorized data
• Comply with all internal DBL policies and guidelines
• Don"t take and share screenshots or photos of any page of the application
• Do not divulge any information with others

Any misuse may result in suspension or termination of access along with disciplinary actions.

4. Performance & Data Accuracy

The performance data, KPIs, dashboards, and reports displayed in NRB Excel are generated based on information provided through internal systems.

DBL does not guarantee that all data will always be accurate, complete, or up to date, and shall not be held responsible for decisions made solely based on app data.

5. Intellectual Property

All content, design elements, logos, trademarks, and software related to NRB Excel are the exclusive property of NRB Bank PLC.

You may not copy, modify, distribute, or reproduce any part of the application without prior written permission.

6. Privacy

Your use of NRB Excel is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

By using the application, you agree to the terms outlined in the Privacy Policy.

7. Service Availability

NRB Excel is provided on an "as-is" and "as-available" basis.

DBL may suspend, modify, or discontinue any part of the application at any time without prior notice for maintenance, security, or operational reasons.

8. Limitation of Liability

To the maximum extent permitted by law, NRB Bank PLC. shall not be liable for:

• Any direct or indirect losses arising from app usage
• Data inaccuracies or delays
• Service interruptions or technical issues
• Unauthorized access caused by user negligence

9. Account Suspension & Termination

DBL reserves the right to suspend or terminate access to NRB Excel without prior notice if:

• These Terms are violated
• Unauthorized or suspicious activity is detected
• Required by regulatory or legal authorities

10. Changes to Terms

DBL reserves the rights to modify, amend, update or add new Terms & Conditions any time, at its sole and absolute discretion. Continued use of the application after changes are made constitutes acceptance of the updated Terms.

11. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the People's Republic of Bangladesh.

Privacy Policy " NRB Excel

NRB Excel is committed to protecting the privacy and security of its users. This Privacy Policy explains how we collect, use, and safeguard your information when you use the NRB Excel application.

Information We Collect

We may collect limited personal and work-related information such as:

• Name, employee ID, email address, phone number, photo and location
• Role and performance-related data required for app functionality
• Device and usage information (IP address, device type, app version, logs)

How We Use Information

Your information is used to:

• Provide and operate NRB Excel services
• Display dashboards, KPIs, and performance reports
• Improve app functionality and user experience
• Communicate important system updates
• Ensure security and prevent misuse
• Comply with legal and regulatory requirements

Data Sharing

We do not sell or rent personal data.
Information may be shared only with trusted service providers or regulatory authorities where required by law.

Data Security

We use reasonable technical and organizational measures to protect user data. However, no system can guarantee complete security.

Data Retention

Personal data is retained only as long as necessary for operational, legal, or regulatory purposes.

User Rights & Data Deletion

Users may request access, correction, or deletion of their personal data.

Regulatory Compliance

NRB Excel complies with applicable Bangladeshi data protection regulations and follows lawful, purpose-specific data processing practices.